Why use a Broker

The art of securing a mortgage is the course nobody ever taught. In fact, everyone often refers to a bank giving us a mortgage. Truth to be known, it is the homeowner who grants the bank a mortgage on their property, and cash is exchanged based on the bank’s share of collateral. Yet it certainly doesn’t feel like the homeowner has the upper hand. That is, until now. The Invis Mortgage Consultant simplifies the entire process of mortgage financing: we represent your best interests, we negotiate with the banks and various lenders for the best possible products and lowest possible rates, we do the paperwork and, ultimately, provide you with the peace-of-mind that you’re getting the best solution possible.

With 85% of all mortgages going through brokers in the U.S. it is quickly making sense for Canadians to use brokers rather than the traditional Chartered banks and Credit unions. As the industry gets more complex and consumers realize that they can shop around it only makes sense for them to purchase, refinance and renew through a licensed Mortgage Broker. When you sit with a mortgage broker, you are sitting with 50 different lenders at the same time. Your broker has access to all these Lenders, and knows where to find you the best possible deal according to what you need, and not to what their employer has to offer. They can offer anything available on the market, and their role is to guide you towards the best possible lender to suit your particular situation. It’s like having your own personal negotiator looking out for you.

“Mortgage Broker Kelowna”